Note
Thesis (M.B.A.)--Florida Atlantic University, 1971.
Member of
Contributors
Publisher
Florida Atlantic University
Date Issued
1971
Description
It is the hypothesis of the writer that the average middle-income
person would be better advised to purchase a whole life policy
rather than to buy a "lower-cost" term policy with the thought of using
the difference in "cost" to invest in common stock, possibly in an
effort to combat inflation.
An analysis is made of the returns one might expect from each
method of investment, based on data in the past decade.
On the basis of this analysis, it would seem that a person
would have fared about equally well in a choice between the two methods,
provided that such person did at least as well in the selection of
stock investments as the averages of stock market results (in terms of
over-all income, including both capital gains and dividends). Although
no conclusive choice would appear to be warranted, the uncertainties
inherent in the purchase of term insurance and investment in stocks
would appear to preclude such alternative for any person not wishing
to speculate.
person would be better advised to purchase a whole life policy
rather than to buy a "lower-cost" term policy with the thought of using
the difference in "cost" to invest in common stock, possibly in an
effort to combat inflation.
An analysis is made of the returns one might expect from each
method of investment, based on data in the past decade.
On the basis of this analysis, it would seem that a person
would have fared about equally well in a choice between the two methods,
provided that such person did at least as well in the selection of
stock investments as the averages of stock market results (in terms of
over-all income, including both capital gains and dividends). Although
no conclusive choice would appear to be warranted, the uncertainties
inherent in the purchase of term insurance and investment in stocks
would appear to preclude such alternative for any person not wishing
to speculate.
Language
Type
Form
Extent
61 p.
Subject (Topical)
Identifier
13431
Additional Information
Thesis (M.B.A.)--Florida Atlantic University, 1971.
College of Business
FAU Electronic Theses and Dissertations Collection
Date Backup
1971
Date Text
1971
Date Issued (EDTF)
1971
Extension
FAU
FAU
admin_unit="FAU01", ingest_id="ing1508", creator="staff:fcllz", creation_date="2007-07-19 01:04:36", modified_by="staff:fcllz", modification_date="2011-01-06 13:08:48"
IID
FADT13431
Organizations
Attributed name: Florida Atlantic University
Person Preferred Name
HALDEMAN, WILLIAM EVAN.
Graduate College
Physical Description
61 p.
application/pdf
Title Plain
ANALYSIS OF BUYING WHOLE LIFE INSURANCE VERSUS THE PURCHASE OF TERM INSURANCE AND INVESTING THE DIFFERENCE IN PREMIUMS IN STOCK
Use and Reproduction
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Origin Information
1971
Boca Raton, Fla.
Florida Atlantic University
Physical Location
Florida Atlantic University Libraries
Place
Boca Raton, Fla.
Sub Location
Digital Library
Title
ANALYSIS OF BUYING WHOLE LIFE INSURANCE VERSUS THE PURCHASE OF TERM INSURANCE AND INVESTING THE DIFFERENCE IN PREMIUMS IN STOCK
Other Title Info
AN
ANALYSIS OF BUYING WHOLE LIFE INSURANCE VERSUS THE PURCHASE OF TERM INSURANCE AND INVESTING THE DIFFERENCE IN PREMIUMS IN STOCK