Note
Charles E. Schmidt College of Science
Member of
Contributors
Publisher
Florida Atlantic University
Date Issued
1983
Description
An analysis of five loan types from twenty-six lending institutions
in 125 census tracts of Broward County revealed that
lending was concentrated in coastal and western tracts, less
in central tracts. Western tract loan activity was greater
than average because this area is undergoing conversion from
agricultural to urban land uses. Coastal tracts had greater
than average rates because of continued expansion of condominium
development. Central tracts are mainly commercial,
industrial or lower value single-family dwellings and have
large black populations. High positive correlations were
found among lending rates and income; moderate positive
correlations with age and household size; moderate negative
with percent black. Geographic discrimination in lending
("redlining") may be suspected, but insufficient quality and
quantity of data render such conclusions tentative.
in 125 census tracts of Broward County revealed that
lending was concentrated in coastal and western tracts, less
in central tracts. Western tract loan activity was greater
than average because this area is undergoing conversion from
agricultural to urban land uses. Coastal tracts had greater
than average rates because of continued expansion of condominium
development. Central tracts are mainly commercial,
industrial or lower value single-family dwellings and have
large black populations. High positive correlations were
found among lending rates and income; moderate positive
correlations with age and household size; moderate negative
with percent black. Geographic discrimination in lending
("redlining") may be suspected, but insufficient quality and
quantity of data render such conclusions tentative.
Language
Type
Form
Extent
114 p.
Subject (Topical)
Identifier
14156
Additional Information
Charles E. Schmidt College of Science
Thesis (M.A.)--Florida Atlantic University, 1983.
FAU Electronic Theses and Dissertations Collection
Date Backup
1983
Date Text
1983
Date Issued (EDTF)
1983
Extension
FAU
FAU
admin_unit="FAU01", ingest_id="ing1508", creator="staff:fcllz", creation_date="2007-07-19 02:11:28", modified_by="staff:fcllz", modification_date="2011-01-06 13:09:06"
IID
FADT14156
Issuance
monographic
Organizations
Attributed name: Florida Atlantic University
Attributed name: Charles E. Schmidt College of Science
Attributed name: Department of Geosciences
Person Preferred Name
PHILLIPS, JULIE A.
Graduate College
Physical Description
114 p.
application/pdf
Title Plain
SPATIAL VARIATIONS IN MORTGAGE LENDING IN BROWARD COUNTY, FLORIDA
Use and Reproduction
Copyright © is held by the author, with permission granted to Florida Atlantic University to digitize, archive and distribute this item for non-profit research and educational purposes. Any reuse of this item in excess of fair use or other copyright exemptions requires permission of the copyright holder.
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Origin Information
1983
monographic
Boca Raton, Fla.
Florida Atlantic University
Physical Location
Florida Atlantic University Libraries
Place
Boca Raton, Fla.
Sub Location
Digital Library
Title
SPATIAL VARIATIONS IN MORTGAGE LENDING IN BROWARD COUNTY, FLORIDA
Other Title Info
SPATIAL VARIATIONS IN MORTGAGE LENDING IN BROWARD COUNTY, FLORIDA