Discrimination

High-profile police use-of-force events, like the deaths of Trevon Martin, Freddie Gray, Alton Sterling, and George Floyd, have increased scrutiny towards law enforcement, and many believe that racial disparities in the justice system are caused by biased decision-making. The subsequent protests and civil unrest have furthered the divide between the police and members of the public, which has damaged police legitimacy and led to depolicing and militarization. This study pilot tests the impact of implicit bias on decision-making for a student sample with a decision-making simulator and an experimental design with random assignment. Simulated police-public contacts, substantively, were found to be very complex and largely guided by legal factors; however, stressful stimuli can affect decision-making. The forthcoming protocol and methodology, moreover, provide insight to decision-making and create a framework to guide future research.

Reverse mortgages are designed to allow house-rich but cash-poor homeowners the ability to tap the equity in their homes. This unique mortgage product has several features that distinguish it from a traditional mortgage, including that no principal or interest payments are made to the lender. Using 2018 - 2020 HMDA data, I test for disparate treatment in outcomes by race, ethnicity and gender. I test for redlining disparate outcomes using the census track minority population percentage as a proxy for neighborhood and test for loan pricing disparate outcomes using the interest rate charged. I test for origination disparate outcomes by comparing approval denial rates. My findings indicate (i) that lenders are more likely to reject applications from borrowers in census tracks with higher percentages of minorities, (ii) that lenders are more likely to reject applications from minority borrowers and (iii) that lenders charge higher interest rates to minority borrowers. I do not find that lenders charge higher interest rates in census tracks with higher percentages of minorities.

Early face-sensitive event-related potentials (ERPs) are modulated by age and race-of-face. Individual differences in implicit bias and race experience influence such race effects, but this remains largely unexplored. Thus, we examined children’s and adults’ P100s and N170s to own- and other-race faces and their relation with race experience and implicit racial bias. Children showed larger and more delayed P100s and N170s than adults. Also, 8- to 10-year-olds displayed earlier P100s to other-race faces, while 5- to 7- year-olds showed earlier left N170s to own-race faces. In adults, greater own-race experience was associated with delayed left N170s to own-race faces. Greater own-race bias was associated with earlier right P100s to own-race faces in 5- to 7-year-olds and smaller left P100 to N170 peak-to-peak amplitudes to own-race faces in 8- to 10-yearolds. Individual differences in age, race experience, and implicit racial bias should be considered when examining ERPs to own- and other-race faces.

Face perception and recognition abilities develop throughout childhood and differences in viewing own-race and other-race faces have been found in both children (Hu et al., 2014) and adults (Blais et al., 2008). In addition, implicit biases have been found in children as young as six (Baron & Banaji, 2006) and have been found to influence face recognition (Bernstein, Young, & Hugenberg, 2007). The current study aimed to understand how gaze behaviors, implicit biases, and other-race experience contribute to the other-race effect and their developmental effects. Caucasian children’s (5-10 years of age) and young adults’ scanning behaviors were recorded during an old/new recognition task using Asian and Caucasian faces. Participants also completed an Implicit Association Test (IAT) and a race experience questionnaire. Results found an own-race bias in both children and adults. Only adult’s IAT scores were significantly different from zero, indicating an implicit bias. Participants had a greater number of eye to eye fixations for Caucasian faces, in comparison to Asian faces and eye to eye fixations were greater in adults during encoding phases. Additionally, increased nose looking times were observed with age. Central attention to the nose may be indicative of a more holistic viewing strategy implemented by adults and older children. Participants spent longer looking at the mouth of Asian faces during encoding and test for older children and adults, but younger children spent longer looking at own-race mouths during recognition.
Correlations between scanning patterns and implicit biases, and experience difference scores were also observed. Both social and perceptual factors seem to influence looking behaviors for own- and other-race faces and are undergoing changes during childhood.